Because the UBS International Wealth Report 2026 exhibits, per capita wealth around the globe varies broadly.
Of the 56 international locations included within the report, which account for greater than 92% of the world’s wealth, 38.1% of private wealth is concentrated in america.
Western Europe follows with 21.9%, whereas Jap Europe has solely 3.3%.
Common and median wealth per grownup additionally varies broadly by nation, with 18 of the world’s high 30 international locations in common wealth per grownup in Europe. That is 19 markets for median wealth.
So which international locations are the richest by way of wealth per grownup? And the way a lot wealth do Europeans have per grownup?
On the finish of 2025, Switzerland tops the world’s high 30 record with a mean of 777,506 euros per grownup. America ranks second with 594,651 euros (or $696,277). Luxembourg (€559,170) is the EU member state with the best common wealth per grownup.
Hong Kong, Australia and Singapore adopted with greater than 450,000 euros.
Different European international locations within the high 10 embrace Denmark (446,959 euros), Norway (363,303 euros) and the Netherlands (354,673 euros).
Belgium (€348,382) and Sweden (€347,089) even have common wealth per grownup above the €300,000 degree.
There aren’t any main variations between Europe’s main economies.
Europe’s 5 largest economies are additionally included within the record.
Germany ranks highest at 14th place, and Italy ranks final at twenty third, however the common wealth degree doesn’t differ a lot.
The common in Germany is 296,023 euros, whereas in Italy it’s 238,653 euros. France adopted with 291,536 euros, Spain with 261,689 euros and the UK with 250,071 euros.
Different European international locations within the high 30 record embrace Eire (€268,312), Austria (€239,123), Finland (€178,610), Portugal (€167,188), Malta (€139,769) and Greece (€122,421).
Median wealth tells a distinct story
If we have a look at wealth per grownup based mostly on the median quite than the typical, the quantities and rankings will change considerably. The median is the quantity in the course of a listing sorted from lowest to highest or highest to lowest.
“The conclusion we will draw is that every market has a distinct distribution of wealth, so it seems to be richer or poorer relying on which section of the grownup inhabitants you have a look at,” the report mentioned.
Luxembourg leads the world by way of median wealth, with a median earnings of 336,498 euros. That is lower than half of the typical wealth of high executives. Belgium is available in second place, however its median wealth drops to €236,712.
Australia (€180,180), New Zealand (€176,460) and Hong Kong (€160,533) are additionally within the high 10, as is the typical wealth rating.
Different European international locations within the high 10 embrace Denmark (€174,029), Switzerland (€124,310) and Norway (€119,569).
Huge modifications amongst Europe’s 5 largest economies
The rankings change utterly between Europe’s 5 largest economies. Italy has the best median wealth per grownup at €111,881, rating eleventh on the earth. In distinction, Germany ranks lowest globally at 45,679 euros.
The UK (107,042 euros), France (104,106 euros) and Spain (95,290 euros) are near Italy, with Germany standing out with considerably decrease figures.
Evaluating each lists, Slovenia replaces the UAE within the median wealth rating.
excessive wealth is concentrated
America ranks third from the underside with 58,927 euros, however ranks second by way of common wealth. That is the biggest single drop on the record so far.
Germany additionally fell 16 locations, from 14th to thirtieth. Sweden and Singapore additionally fell by greater than 10 locations.
These international locations have considerably larger imply wealth than common wealth, indicating an excessive focus of wealth on the high.
Japan rose 14 locations from twenty fourth to tenth. Malta, Italy, Belgium, and the UK are different international locations with considerably larger median rankings in comparison with the typical. This means that the center class is broader and extra evenly distributed.
The report highlighted that median wealth is thought to extra precisely depict the degrees of wealth unfold in the course of the size.
However all this information tells us nothing about buying energy.
From a broader regional perspective, it’s clear that america has the best common wealth per grownup in comparison with different areas, together with Europe.
The common wealth in america is 594,651 euros, whereas the typical wealth in Western Europe is lower than half that. In Western Europe it prices 287,884 euros, whereas in Jap Europe it drops to 53,055 euros.
