Lava has launched the Lava Card, a safe Visa bank card that pays Bitcoin rewards on each transaction and accepts stablecoins as a funding supply. In line with the corporate, the product was constructed to deliver stablecoin funds mainstream with out requiring customers or retailers to alter the way in which they spend.
The cardboard pays 3% in Bitcoin for all purchases for US-based customers and 1% for worldwide customers. Plus, pay 5% in Bitcoin by way of Lava’s rising community of Bitcoin-affiliated retailers. To have fun, cardholders can earn a 5% larger fee on purchases at Amazon, Apple and Netflix, Lava stated. Bitcoin Journal.
With no annual charges, international transaction charges, or markups to Visa’s official change fee, this card can be utilized each domestically and internationally.
Lava positions its rewards construction as deliberately free from the complexity that defines most card applications. Slightly than accumulating factors that require transfers, conversions, and charge calculations, customers obtain Bitcoins that they’ll monitor and maintain on to their balances. The utilization instance could be very easy. Spend {dollars}, earn bitcoins, and accumulate financial savings.
Your card is protected. This implies cardholders pay from their very own self-funded USD balances, somewhat than borrowing. Customers can transfer cash to the cardboard by financial institution switch, direct deposit, or by sending stablecoins similar to USDC on to Lava.
This stablecoin route is among the product’s extra bold bets. Whereas stablecoin adoption is quickly rising on the infrastructure stage, day-to-day spending has lagged behind. A part of the reason being that swiping a card at checkout stays the default habits for shoppers and retailers alike.
Lava Card routes stablecoin balances by way of customary Visa rails, so neither aspect of the transaction must adapt.
Slightly than liquidating their BTC, customers who maintain Bitcoin may also borrow and spend BTC to fund their spending by way of Lava’s Bitcoin credit score facility.
The service provider rewards community, which gives cardholders with extra Bitcoin Again and unique reductions, is about to develop with accomplice bulletins rolling out within the coming months.
This card is out there to customers in virtually each nation and can be utilized wherever Visa is accepted.
Lava Line of Credit score and Financing
Again in November 2025, Lava introduced that it had raised $200 million in a mixed enterprise capital and debt capital funding spherical to develop its Bitcoin-backed lending platform.
The corporate additionally launched a brand new Bitcoin Line of Credit score (BLOC), designed to permit customers to borrow in opposition to Bitcoin and not using a mounted time period or obligatory month-to-month funds.
Rates of interest on this product begin at 5% and extra charges apply. Loans enable as much as 50% mortgage in opposition to posted Bitcoin collateral.
The put up Lava Card launches safe Visa bank card that pays Bitcoin rewards on each buy initially appeared in Bitcoin Journal and was written by Micah Zimmerman.
